Pay over time with Affirm
Affirm is a flexible payment solution that allows you to split your purchase into smaller payments over time. You can choose between:
- Pay in 4 (interest-free, bi-weekly payments) or
- Monthly Installments (up to 24 months), depending on your purchase amount and eligibility
How to Use Affirm to Pay for Your Spa Services: It’s as Easy as 1-2-3!
Step 1: Confirm Your Eligibility
To save time at checkout, we recommend signing up for an Affirm account at affirm.ca before coming in for your appointment.
You can find out your eligiblity and see if you pre-qualify for your chosen amount without impacting your credit score.
Step 2: Receive Your Payment Link
- When you’re ready to check out at the spa, simply tell our front desk team you’d like to pay with Affirm.
- We’ll generate a payment link for your total and send it to you in your preferred format (QR code, SMS, or email).
Step 3: Complete Your Affirm Checkout
Open the link on your phone and log in to your Affirm account. Choose the payment plan that works best for you, then approve the transaction. That’s it!
Frequently Asked Questions
What is required to create an Affirm Account?
You must be a resident of Canada, 18 years or older, with a Canadian bank account or Visa/Mastercard debit card and SMS-capable Canadian phone number.
What are the payment options?
There are two payment options to choose from:
1. Pay in 4:
- Split your total into 4 interest-free payments. Includes payment due at time of purchase.
- Payments are made every 2 weeks
- Available for purchases between $50–$250
2. Monthly Installments:
- Spread your payments over 3 to 24 months
- Monthly payments
- Available for purchases between $50–$5000+
- Interest rates between 0-31.99% APR, depending on your credit
Rates from 0-31.99% APR (subject to provincial regulatory limitations). Payment options through Affirm Canada Holdings Ltd. (“Affirm”) are subject to an eligibility check and depend on purchase amount, payment terms, vary by merchant, and may not be available in all provinces/territories. Not all customers will be eligible for 0% APR. Minimum purchase and down payment may be required. See footer for more details.
Do I need to pay anything upfront?
A down payment may be required at checkout, depending on your total purchase and Affirm’s approval process.
Will applying affect my credit score?
No, applying will not affect your credit score. Affirm performs a soft credit check to determine eligibility, which has no impact on your credit. If you proceed with a payment plan, Affirm may report your repayment activity to credit bureaus.
Is interest charged on Affirm payments?
- Pay in 4 is always interest-free.
- Monthly Installments may include interest rates ranging from 0-31.99% APR depending on eligibility, depending on your approval terms.
Are there any fees?
No. Affirm does not charge any hidden fees or late fees—ever.
How do I make payments with Affirm?
Affirm will send reminders when payments are due. Log in to the Affirm app or go to affirm.com/en-ca/ to pay by debit or bank transfer. You can also enable AutoPay for automatic payments if you would like.
Why use Affirm?
With Affirm, you’ll never owe more than you agree to up front. Instead, you’ll always get a flexible, transparent, and convenient way to pay over time.
Affirm keeps it simple. When you can choose a payment option that suits your budget, it’s easy to finally get that treatment or the products you need to keep your skin clear and glowing.
Affirm never charges fees. You’ll never pay late fees. Or annual fees.
Or hey-it ‘s-a-random-day-in-April fees.
Affirm tells it like it is. With credit cards, the longer you take to pay off your balance, the more expensive your purchase becomes. With Affirm, you always know exactly what you’ll owe and when you’ll be done paying off your purchase.
Okay, so how does Affirm make money then? They earn a commission from businesses, and shoppers pay interest on some items. Unlike credit card companies, though, Affirm doesn’t depend on shoppers paying late or staying in debt. Instead, they try to give them a great experience so they come back and use Affirm again.
To qualify for financing, minimum purchase value of cart must be $50 before taxes and fees. Payment options through Affirm Canada Holdings Ltd. (“Affirm”). Your rate will be up to 0–31.99% APR (where available and subject to provincial regulatory limitations). APR offered is based on creditworthiness and subject to an eligibility check. Not all customers will be eligible for 0% APR. Payment options depend on your purchase amount, may vary by merchant, and may not be available in all provinces/territories. Payment option terms will be shown at checkout. A down payment (or a payment due today) may be required. Affirm accepts debit cards and PAD as forms of repayment. Select payment options may be eligible for repayment in the form of credit cards. Please review the terms and conditions of your credit card when using it as a form of repayment. Sample payment options may be: a $800 purchase could be split into 12 monthly payments of $72.21 at 15% APR, or 4 interest-free payments of $200 every 2 weeks. Financing offers may vary from time to time and may be amended or cancelled at any time. See https://helpcenter.affirm.ca for more information.