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Achieving radiant, youthful skin should not come with financial stress. A Monthly Plan allows you to spread out payments, making high-quality skin care more accessible than ever. Whether you are targeting a specific skin goal or planning a seasonal beauty refresh, a Monthly Plan ensures you can enjoy the benefits of advanced treatments without waiting.
a hand holding a phone showing the Total Wrapture Medi Spa app and booking after getting a monthly plan

Monthly Plans vs. Memberships: What’s the Difference?

Understanding the difference between Memberships and Monthly Plans helps you choose the best option for your needs.

Memberships – Best for maintaining healthy skin year-round with consistent treatments at preferred pricing.

Monthly Plans – Ideal for targeting specific skin goals or purchasing a treatment package while spreading out payments over a flexible term. Can also be used for anything else, including nail care, beauty, products, and gift cards.

Monthly plan user holding a phone

How a Monthly Plan Works

We partner with Medicard, a trusted Canadian provider of simple and stress-free Monthly Plans. You can apply for up to $5,000 and only use what you need. Payments are split into manageable amounts, allowing you to invest in your skin now instead of delaying results.

You do not need to know the exact amount you need before you prequalify—simply choose an estimated amount, see what you qualify for, and decide how much to keep.

A Monthly Plan can be used toward:

  • Rejuvenation treatments that visibly improve skin
  • Beauty services such as brows, lashes, and nail care
  • Medical-grade skincare products for an effective at-home routine
  • Gift cards for future use or gifting
A person getting a facial cleanse with sponges during a spa treatment in Winnipeg

Why a Monthly Plan Makes Sense for Your Skin Care Goals

Your skin does not wait to age, so why wait to start taking care of it? A Monthly Plan allows you to:

✔ Start treatments right away instead of saving for a lump sum

✔ Plan for glowing skin all season long

✔ Access premium skincare products and professional services

✔ Create a customized beauty plan that fits your budget

 

Simple, Affordable Monthly Payments

With Medicard, you can get pre-qualify without affecting your credit score. Their flexible payment structure makes skin care more affordable than most credit cards, giving you control over your plan’s terms and duration.

Can I Use a Monthly Plan During a Sale?

Yes! A Monthly Plan can be applied to any Total Wrapture Medi Spa promotions, including gift card sales. This allows you to maximize savings while still spreading out payments.

How to Use Your Approved Spending Amount During a Sale

Once you qualify, using your Monthly Plan during a sale is easy:

Online: Enter MEDICARD at checkout to complete the sale transaction.

In-Person or Phone Orders: Provide your Medicard file number, and we will take care of the rest.

A hand scrolling on a phone

How to Apply for a Monthly Plan

The process is simple:

 

  1. Submit Your Application – Choose an amount and term (6 months to 6 years). Get pre-qualified without affecting your credit score.
  2. Qualify – Once accepted, Medicard finalizes your plan.
  3. Start Your Treatments – Payments go directly to Total Wrapture Medi Spa, so you can begin immediately.
tattoo removal on a black inked tattoo on arm

What Can a Monthly Plan Be Used For?

A Monthly Plan can be used for:

  • Advanced skin treatments – Laser services, microneedling, and rejuvenation facials
  • Brows, lashes, and nail services
  • Medical-grade skincare products for daily use
  • Multi-treatment packages for long-term results
  • Gift cards for personal use or gifting

The minimum amount you can ask for is $500.

Laser hair removal being performed on an arm

Client Stories: How a Monthly Plan Helps Real Clients

 

Ella’s Tattoo Removal Journey

Ella wanted to remove a tattoo on her hand, requiring six treatments at $150 each ($900 total). She applied for a Monthly Plan and was approved the next day. With a one-year repayment plan, she started treatments immediately without the stress of upfront costs.

 

Noah’s Acne Scar Treatment

Noah wanted to clear dark spots from past acne. His recommended laser 5-treatment plan totaled $1,750. After he completed three treatments, his scars had faded so much that he decided to use his remaining balance for preventative acne facials, a pedicure, and a skincare gift for his mom.

 

Samira’s Sale Planning

Samira wanted a 3-pack of laser treatments, a full skincare products refresh, and gift cards for some upcoming birthdays. She applied for $4,000 and was approved for $5,000, choosing to keep $3,000. She took advantage of our Spring Open House sale pricing to check off everything on her list while keeping the rest on account for future services.

 

Woman receiving a radiofrequency treatment on her thighs.

What is Medicard? Is it a card?

No, Medicard is not a physical card. It’s the name of a Canadian financing company specializing in easy and flexible monthly payment plans for clients of medi spas, doctors, and other esthetic or medical care professionals.

Can I Pay Off My Plan Early?

Yes! You can pay off your balance at any time with no penalties.

Are There Any Hidden Fees?

No, Medicard provides full transparency with clear payment breakdowns.

What is the Interest Rate?

Rates vary based on term length and your credit profile, but they are typically lower than most credit cards.

a person in the sun on their phone

How Do I Get Started?

  1. Apply online to choose your amount, term, and plan.
  2. Receive approval and finalize your amount.
  3. Start your treatments at Total Wrapture Medi Spa!

Investing in your skin is easier than ever with a Monthly Plan. Get started today and enjoy beautiful, glowing skin without the wait!